and then you're still going back and forth with Grundy. You cant insure a '86 Chevette for 250k. Otherwise what is stopping you from dumping it in a lake, reporting stolen, and then using the check to buy up? Grundy is not stupid, they aren't opening themselves up to that on top of the usual haggling over claims.
"I torch my soul to show the world that I am pure deep inside my heart...." --William Patrick Corgan |